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SSL certificates and HTTPS
All modern websites need an SSL certificate to protect and encrypt user data.
Before the standardization of SSL certificates, HTTP (Hypertext Transfer Protocol) was the method through which users would request and receive data relating to the websites they visited. By typing in a link, they would send a plain-text request to a server, which would then return a plain-text response with the information needed to load the page.
As the digital experience shifted toward financial transactions and user accounts, sending unencrypted passwords and financial data over the internet was, as you might expect, seen as unnecessarily risky. For this reason, developers began installing SSL certificates onto their sites to facilitate secure, encrypted HTTP requests in cases where data protection was required (hence HTTPS, or HTTP Secure).
SSL certificates make it so that only the requesting browser (your user) and the receiving server (where your website’s files are stored) can open and read the request containing your users’ data.
As of 2014, search engines such as Google began considering HTTPS as a ranking factor when determining the trustworthiness of a site. Further, browsers such as Chrome and Firefox began warning users that sites loaded over HTTP are not secure, potentially scaring away users who land on your site and see this message.
While installing an SSL certificate onto your site will not lead to significant gains in your keyword rankings outright (due to its minor effect on the overall rankings), the presence of an SSL certificate will most certainly affect user (and search engine) trust in the security and safety of your website.